People don't have to be geniuses in order to understand what Child Care Tax is. Simply put, if you are a single parent who is incapable of earning the necessary income to support your children, you must apply for CTC. In this way, when baby Jenny goes to nursery school, she can have some free meals. Another disabled 40-year old asked me if it was possible to be able to get support to pay for mortgage or rent, and I said yes. But first, they would have to apply for a Housing Benefit. Some even take advantage of the Council Tax Benefit that goes along with it.